WASHINGTON — Medicare’s Annual Enrollment Period began Tuesday and runs through Dec. 7. This window offers Medicare beneficiaries the chance to review and make changes to their coverage for the upcoming year, with any new plans going into effect Jan. 1.

“This year brings significant changes to Medicare Part D plans and prescription drug coverage, including a cap on out-ofpocket drug costs starting in 2025,” said National Association of Benefit and Insurance Professionals CEO Jessica Brooks-Woods. “These changes make it more important than ever to work with a licensed agent or broker who can help beneficiaries understand how these updates may impact their current coverage and find the plan that best fits their needs.”

“Licensed agents and brokers offer expert, personalized guidance, empowering consumers to make well-informed decisions about their healthcare during the Annual Enrollment Period and as their needs evolve throughout the life of their policy.”

There are a number of free resources available where you can find a professional health insurance agent in your community who can help. Visit agent-finder.org, enter a zip code, and you’ll find licensed agents and brokers in that area who can help identify the right health plan for the consumer.