The Bradford Era

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$100,000 in Social Security benefits is too much
Comment & Opinion, Opinion
By ALLISON SCHRAGER Bloomberg Opinion 
April 2, 2026
NEW YORK (TNS) — When someone says a retiree is “living off Social Security,” it’s not usually $100,000 a year. But some U.S. retired couples will be ...
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Yes, Americans are saving enough for retirement
Comment & Opinion, Opinion
By ALLISON SCHRAGER Bloomberg Opinion 
March 15, 2026
NEW YORK (TNS) — One of my most longstanding and controversial opinions is that the move from defined-benefit pensions to defined-contribution pension...
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Is free trade worth the cost in lives lost?
Comment & Opinion, Opinion
By ALLISON SCHRAGER Bloomberg Opinion 
March 11, 2026
NEW YORK (TNS) — There is something about manufacturing jobs, and the manufacturing industry, that makes people sentimental. When they think of a fact...
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Mamdani’s NY flirts with fiscal nihilism
Comment & Opinion, Opinion
By ALLISON SCHRAGER Bloomberg Opinion 
February 27, 2026
NEW YORK (TNS) — France is great. I visit a few times a year, and the food is fantastic, the museums are amazing, and the day care is free (or heavily...
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Who’s to blame for an unfair US economy?
Comment & Opinion, Opinion
By ALLISON SCHRAGER Bloomberg Opinion 
February 16, 2026
NEW YORK (TNS) — Billionaires are now Public Enemy No. 1 in America. Majorities of voters, in both parties, think the gap between the rich and poor is...
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Go ahead and resent boomers — but for the right reasons
Comment & Opinion, Opinion
By ALLISON SCHRAGER Bloomberg Opinion 
January 29, 2026
NEW YORK (TNS) — There is a natural human tendency to assume that your generation has it harder than everyone else. Even by those standards, however, ...
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Raiding your 401(k) to buy a house should be an option
Comment & Opinion, Opinion
By ALLISON SCHRAGER Bloomberg Opinion 
January 22, 2026
NEW YORK (TNS) — I have a confession, shameful as it may be for someone who has spent decades studying retirement policy and advising individuals and ...
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The economy needs a little bit of unfairness
Comment & Opinion, Opinion
By ALLISON SCHRAGER Bloomberg Opinion 
December 26, 2025
NEW YORK (TNS) — There are a lot of reasons, some deserved and some not, for Americans’ distrust of their institutions. Lately I have been thinking ab...
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