DEAR RUSTY: Is there any way I can get out of paying the $185/ month I am told will be taken out of my Social Security for Medicare Part B when I turn 65? We pay for Medicare all our working lives, and now I have to pay a monthly premium for insurance that only covers 80%. — Disheartened Senior DEAR DISHEARTENED: For clarification, the money you paid into Medicare while working during your lifetime was for Medicare Part A (inpatient hospitalization coverage).