What you need to know about your Unum employee benefits
Protect your lifestyle when you can’t work
When you get sick or injured and can’t work, your paycheck might stop, but your bills definitely won’t. Disability insurance can pay a portion of your regular income while you recover, so you can pay your mortgage, car loan, utilities and more. Your specific policy determines how much your payments will be, how long you can receive them and what types of illness and injury are covered.
Medical insurance may not be enough
Supplemental insurance — Accident, Critical Illness, and Hospital coverage — helps pay for things that medical insurance doesn’t. Benefits are paid directly to you, so you can use the money however you like — whether you need it to pay co-pays and deductibles or to take care of household expenses while you’re focusing on recovery. Plus, many Unum policies are portable, so you might be able to continue your coverage if you change jobs.
Get rewarded for healthy habits
Regular wellness screenings and exams appropriate to your stage of life are an important part of staying healthy and catching problems early. You could receive a direct payment when you visit a physician for a covered screening or exam. If you have a Unum plan, you may qualify for this wellness benefit. See your HR representative for details. Wellness benefits are not available in all states.
