TIMELY TIPS: Robin L. Kuleck, after reading our Monday column
about a problem with medical insurance, passed along a couple tips
which could make your financial life a lot easier.

Robin, who works for Elk County’s Cooperative Extension office,
says people should run their household like a business, at least
when it comes to financial records – and businesses runs on
paper.

“When businesses receive a bill, they scrutinize it carefully to
make sure it is correct, then they pay it, very near the due date
to make sure their money is earning money until the last possible
moment.

“Individuals can do the same. Carefully review each and every
bill before payment and don’t be afraid to ask questions. After
all, it’s your money.”

Her other suggestion is a good one, too.

“Consistency in using your name. This is a habit I picked up
years ago. I’m pretty sure there are very few Robin Kulecks but I
have always used my middle initial on all documents to assure I am
correctly identified.”

“This consistency would help solve the ‘privacy’ issues created
by the new legislation.

“Consumers could start examining their bills and making changes
to create that consistency. This is also helpful in reducing
identity theft.”

Her final comment for the day? “Stay warm!”

ALL THAT JAZZ: Bob Johnson of Coudersport writes, “This is in
reference to the Jan. 24, 2007, column entitled ‘Jazzed Up’
referring to the Preservation Hall Band. Not knowing what you
figure your ‘region’ to be, i.e., ‘This will be the first regional
appearance by these great musicians.'”

“I heard them several years ago at the Chautauqua Institute and
thoroughly enjoyed their performance! It was some time during the
32 years we lived in Kane.

“Years ago, Chautauqua had an older crowd in attendance. The
concerts and amphitheater events started at 8:30 p.m. sharp … if
they didn’t, the folks would break into a clapping sequence they
thought would get things underway.

“Sitting high up in the back of the amphitheater, we could see
what was about to commence. The Preservation Hall Jazz Band entered
from the back and went down the steep walkway … playing. It wasn’t
until they arrived on the main floor the music overcame the
clapping.

“You guessed it – ‘When the Saints Go Marchin’ In!’ From that
time on, they had the audience in their hands!”